{"id":3172,"date":"2021-03-10T07:13:59","date_gmt":"2021-03-10T07:13:59","guid":{"rendered":"https:\/\/swaritadvisors.com\/blog\/?p=3172"},"modified":"2021-03-10T07:16:13","modified_gmt":"2021-03-10T07:16:13","slug":"start-finance-company","status":"publish","type":"post","link":"https:\/\/swaritadvisors.com\/blog\/start-finance-company\/","title":{"rendered":"Easy Steps to Start a Finance Company"},"content":{"rendered":"\n<p class=\"has-drop-cap\">The Finance company provides loans or\ncredits to the commercial customers and individuals for various reasons\ndepending upon their needs. The commercial customers may include small\nbusinesses, retail stores or large firms. To start a finance company not only a\nthorough understanding of target customers needs and comprehensive product line\nis required but also along with it a solid <strong><a href=\"https:\/\/swaritadvisors.com\/business-plan\" class=\"text-primary\">business plan<\/a><\/strong> is\nrequired to show how a successful company can be made. Further, it is important\nfor any new finance company to comply with the strict state and federal\nregulation and gather initial funding requirements. This article will provide\nyou with the easy steps to start a finance company and also discuss the types\nof businesses that can obtain license to start a finance company in India.<\/p>\n\n\n\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_65 counter-hierarchy ez-toc-counter ez-toc-light-blue ez-toc-container-direction\">\n<p class=\"ez-toc-title\">Table of Contents<\/p>\n<label for=\"ez-toc-cssicon-toggle-item-6a34cd0bd51fe\" class=\"ez-toc-cssicon-toggle-label\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/label><input type=\"checkbox\"  id=\"ez-toc-cssicon-toggle-item-6a34cd0bd51fe\"  aria-label=\"Toggle\" \/><nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/swaritadvisors.com\/blog\/start-finance-company\/#Primary_objective_of_Finance_Company\" title=\"Primary\nobjective of Finance Company\">Primary\nobjective of Finance Company<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/swaritadvisors.com\/blog\/start-finance-company\/#What_are_the_steps_to_start_a_Finance_Company\" title=\"What are the\nsteps to start a Finance Company?\">What are the\nsteps to start a Finance Company?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/swaritadvisors.com\/blog\/start-finance-company\/#Types_of_Finance_companies_in_India\" title=\"Types of Finance\ncompanies in India\">Types of Finance\ncompanies in India<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/swaritadvisors.com\/blog\/start-finance-company\/#Finance_Company_Registration_through_various_types_of_businesses\" title=\"Finance Company Registration through various types of businesses\">Finance Company Registration through various types of businesses<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/swaritadvisors.com\/blog\/start-finance-company\/#Non-_Banking_Financial_Companies_NBFC\" title=\"Non- Banking\nFinancial Companies (NBFC) \">Non- Banking\nFinancial Companies (NBFC) <\/a><ul class='ez-toc-list-level-4' ><li class='ez-toc-heading-level-4'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/swaritadvisors.com\/blog\/start-finance-company\/#Advantages_of_NBFC_registration\" title=\"Advantages of\nNBFC registration \">Advantages of\nNBFC registration <\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-4'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/swaritadvisors.com\/blog\/start-finance-company\/#Disadvantages_of_NBFC_registration\" title=\"Disadvantages of\nNBFC registration \">Disadvantages of\nNBFC registration <\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/swaritadvisors.com\/blog\/start-finance-company\/#Trust_and_Societies\" title=\"Trust and\nSocieties\">Trust and\nSocieties<\/a><ul class='ez-toc-list-level-4' ><li class='ez-toc-heading-level-4'><a class=\"ez-toc-link ez-toc-heading-9\" href=\"https:\/\/swaritadvisors.com\/blog\/start-finance-company\/#Advantages_of_Trust_and_Societies\" title=\"Advantages of\nTrust and Societies \">Advantages of\nTrust and Societies <\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-4'><a class=\"ez-toc-link ez-toc-heading-10\" href=\"https:\/\/swaritadvisors.com\/blog\/start-finance-company\/#Disadvantages_of_Trust_and_Societies\" title=\"Disadvantages of\nTrust and Societies \">Disadvantages of\nTrust and Societies <\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-11\" href=\"https:\/\/swaritadvisors.com\/blog\/start-finance-company\/#Nidhi_Company\" title=\"Nidhi Company \">Nidhi Company <\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-12\" href=\"https:\/\/swaritadvisors.com\/blog\/start-finance-company\/#Micro_Finance_Company_through_Section_8_Company\" title=\"Micro Finance Company\nthrough Section 8 Company\">Micro Finance Company\nthrough Section 8 Company<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-13\" href=\"https:\/\/swaritadvisors.com\/blog\/start-finance-company\/#Producer_Companies\" title=\"Producer\nCompanies\">Producer\nCompanies<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-14\" href=\"https:\/\/swaritadvisors.com\/blog\/start-finance-company\/#Local_Finance_License\" title=\"Local Finance\nLicense\">Local Finance\nLicense<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-15\" href=\"https:\/\/swaritadvisors.com\/blog\/start-finance-company\/#Conclusion\" title=\"Conclusion\">Conclusion<\/a><\/li><\/ul><\/nav><\/div>\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Primary_objective_of_Finance_Company\"><\/span>Primary\nobjective of Finance Company<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>The finance companies are the companies that\nlend to its customers, while some make loans to businesses or finance the sale\nof manufactured products to the customers. Finance companies are supplements of\nbank but are separate entities than banks as deposits from public are not taken\nby the finance companies and as well as the companies are not subjected to the\nstrict banking regulations. The finance companies base the loans on the value\nof the assets that the borrowers provide as security. The funds are obtained\nfor lending through the own borrowings of the company or parent corporations. <\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"What_are_the_steps_to_start_a_Finance_Company\"><\/span>What are the\nsteps to start a Finance Company?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<ul><li>It is\nnecessary to select the finance company specialty in the types of loans as well\nas customers to serve. The operational requirements and financial marketing\ndiffers from one specialty to another. It is necessary to focus on a single\nbusiness model to successfully create and operate a new company. The decision\nto start a specific finance company specialty should be on the basis on\nexperience, interest and the likelihood of success. Further determining the\nfinancial capacity is important in order to start a finance company.<\/li><li>To\nstart a finance company, it is necessary to confirm the business opportunity. A\nfinance company should be able to attract clients and produce profits.\nTherefore it is necessary, to research the expected market space where the\nbusiness can set up and compete. <\/li><li>Another\nthing is to identify the business requirements for example, what are the fixed\ncosts in order to operate the business or what are the business processes that\nare important for day to day operations? Is there a need for financial partner\nsuch as bank or mortgage lender? How much capital is required to start the\nbusiness? What will be the expected revenue per transaction or client? And\nvarious other concerned requirements. <\/li><li>Once\nall the above planning has been made, the next step is to set up the business\nplan. The business plan serves many functions. It is a draft or framework for\nbuilding a company in the future and to ensure that all the requirements are\nmet by formulating detailed description of the company for the potential\ninvestor and lenders. It is necessary to define the goals of the business. It\nmust define the need for a new financial company in the target location, to\nidentify the target market and the planning how to reach their, providing the\ndescription of the products and services and the manner in which the company\nshall be organized. <\/li><li>The\nnext thing is to describe the organization and management of the company. It is\nnecessary to clarify who owns the company, to specify the qualification of the\nmanagement team, to create an organizational chart. A well developed and\ncomprehensive organizational structure can help to start a finance company more\nsuccessfully. <\/li><li>It is\nimportant to explain the product line, that is, the type of financial products\nand loans that will be provided. There one needs to emphasize the benefits of\nthe products that are going to be offered to the target customers. <\/li><li>Further,\nexplain how the business is financed by determining how much money is required\nto start the finance company. Specify the equity that is owned and the percent\nof investment done by investors in the company. One must indicate how the\ncompany is planning to finance with leverages, where such loans are taken from\nand how it is going to be used in the business. any funding request must state\nhow much is required and what is the intention of using it and the terms of the\nloan and investment. <\/li><li>The\nnext thing is to document the sales and marketing management strategies. The\nmarketing strategies must explain the manner in which the finance company is\ngoing to attract and communicate with the customers and depositors\/ lenders.\nThe sale strategy helps defining the way in which the products will be sold. <\/li><li>It is\nalso important to include the financial statements in the business plan and review\nit. A ratio analysis must be included to the document so as to understand the\nfinancial trends time to time and predict any future financial performance. The\nratio and trend analysis data helps to analyze whether the finance company will\nbe able to serve the customers over the time, and how to analyze the assets and\nmanage liabilities and whether there is enough consideration to meet the\nobligations. <\/li><li>Once\nthe type of the finance company to start is decided, the next thing is to\nchoose a name that represents the brand and is unique enough to obtain a URL or\na website address. <\/li><li>It is\nnecessary to obtain intellectual property rights such as patenting or trademark\nor copyrighting the business and the ideas involved and all other symbols\nrelated to trademark. Obtaining such rights help to protect the business idea\nby registering it in the name of the company.<\/li><li>Further,\nfinance companies are required to acquire operational licenses and permits to\noperate. It is necessary to specify what type of finance company it is and\nsubmit the requisite documents along with the prescribed fees. <\/li><\/ul>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Types_of_Finance_companies_in_India\"><\/span>Types of Finance\ncompanies in India<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>The companies that are engaged in the\nfinance business are called Non- Banking Financial Companies (NBFC). The\nfinance company can be started under following types of businesses:<\/p>\n\n\n\n<ul><li>Non-Banking\nFinancial Companies (NBFC)<\/li><li>Micro\nFinance Company through section 8 company<\/li><li>Trust\nand Societies<\/li><li>Nidhi\nCompanies<\/li><li>Local\nFinance License<\/li><li>Producer\nCompanies<\/li><\/ul>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Finance_Company_Registration_through_various_types_of_businesses\"><\/span>Finance Company Registration through various types of businesses<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<div class=\"wp-block-image\"><figure class=\"aligncenter is-resized\"><img decoding=\"async\" loading=\"lazy\" src=\"https:\/\/swaritadvisors.com\/blog\/wp-content\/uploads\/2021\/03\/infographic-for-swarit-blog-3.png\" alt=\"Types of Finance Company Registration\" class=\"wp-image-3174\" width=\"387\" height=\"392\" srcset=\"https:\/\/swaritadvisors.com\/blog\/wp-content\/uploads\/2021\/03\/infographic-for-swarit-blog-3.png 652w, https:\/\/swaritadvisors.com\/blog\/wp-content\/uploads\/2021\/03\/infographic-for-swarit-blog-3-296x300.png 296w\" sizes=\"(max-width: 387px) 100vw, 387px\" \/><\/figure><\/div>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Non-_Banking_Financial_Companies_NBFC\"><\/span>Non- Banking\nFinancial Companies (NBFC) <span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>In order to register the finance company as\na Non- Banking Financial Company (<strong><a href=\"https:\/\/swaritadvisors.com\/nbfc-registration\" class=\"text-primary\">NBFC<\/a><\/strong>) a minimum\ncapital of Rs. 2 Crore is required to start the business. The NBFC is governed\nby the Reserve Bank of India (RBI). Further it is a huge task to get the RBI\nlicense and it takes almost around 5 to 6 months to get the registration\nprocedure completed. One must also take into consideration, that there is no\nguarantee whether the RBI will grant the finance license or not. <\/p>\n\n\n\n<h4 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Advantages_of_NBFC_registration\"><\/span>Advantages of\nNBFC registration <span class=\"ez-toc-section-end\"><\/span><\/h4>\n\n\n\n<ul><li>It is the most authentic option to start a finance company. <\/li><li>A proper license is obtained from the Reserve Bank of India (<a href=\"https:\/\/www.rbi.org.in\/\">RBI<\/a>). <\/li><li>It is easy to operate the finance company as a NBFC in any part of the world. <\/li><li>Foreign investments can be accepted up to certain limits. <\/li><\/ul>\n\n\n\n<h4 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Disadvantages_of_NBFC_registration\"><\/span>Disadvantages of\nNBFC registration <span class=\"ez-toc-section-end\"><\/span><\/h4>\n\n\n\n<ul><li>The\nfinance company registration as an NBFC involves a very high compliance cost. <\/li><li>The\ncapital requirement is quite high. <\/li><li>As\nstated above, it is not easy to obtain the license from the RBI. <\/li><\/ul>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Trust_and_Societies\"><\/span>Trust and\nSocieties<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>The Trust and Societies are one of the most\npopular forms of starting a finance company in India. It is the suitable option\nfor those who wish to start a finance company at a shorter level that is, at\nthe district level. However, since due to many frauds that are happening,\ngetting a Trust and Society license is becoming difficult day by day and the\nsociety license is not easily issued from the Registrar of the Society.<\/p>\n\n\n\n<h4 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Advantages_of_Trust_and_Societies\"><\/span>Advantages of\nTrust and Societies <span class=\"ez-toc-section-end\"><\/span><\/h4>\n\n\n\n<ul><li>Trust and societies can accept deposits. <\/li><li>The registration can be done involving less cost. <\/li><li>It involves less compliance.<\/li><\/ul>\n\n\n\n<h4 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Disadvantages_of_Trust_and_Societies\"><\/span>Disadvantages of\nTrust and Societies <span class=\"ez-toc-section-end\"><\/span><\/h4>\n\n\n\n<ul><li>The\nfinance company as a Trust of Society can be started and work up to only\ndistrict level. <\/li><li>There\ncan be change in ownership with elections. <\/li><li>The\nfinance can be provided only to the members. <\/li><\/ul>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Nidhi_Company\"><\/span>Nidhi Company <span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>The registration of finance company as a\nNidhi Company is one of the best and the easiest form to start the finance\nbusiness in India. The Nidhi Company can be started with a very minimal capital\nof Rs. 5 lakh and can be registered with the 15 to 20 days. One can easily\naccept deposits and grant loan under the Nidhi Company.<\/p>\n\n\n\n<p><strong>The\nbasic requirements for the registration of Nidhi Company are:<\/strong><\/p>\n\n\n\n<ul><li>A Nidhi\nCompany can be started with a minimum capital of Rs. 5 lakh and in a year it must\nbe raised to Rs. 10 lakhs.<\/li><li>A\nminimum of 7 persons are required to start a Nidhi Company in India, out of\nwhich 3 people are elected as the director of the company.<\/li><\/ul>\n\n\n\n<p>Some of the documents required for the <strong><a href=\"https:\/\/swaritadvisors.com\/nidhi-company-registration\" class=\"text-primary\">Nidhi Company registration<\/a><\/strong>\nare PAN Card, identity proof, photograph, address proof, electricity bill as a\nproof for registered office, No Objection Certificate from the owner (NOC) and\nRent agreement in case the premises are registered.<\/p>\n\n\n\n<p>In order to register the finance company as\na Nidhi Company the below mentioned procedure is required to be followed:<\/p>\n\n\n\n<ul><li>The\nfirst step to register a Nidhi Company is to apply for digital signature\ncertificate (DSC) for all the 7 directors. <\/li><li>Once\nthe digital signature is made, the applicant is required to apply for 3 DINs.\nDIN is the Director Identification Number that every director must have in\naccordance with the law. <\/li><li>The\nnext step is to get the name approved from the Ministry of Corporate Affairs\n(MCA). Once the approval is granted, the next step is to apply for the\nincorporation. <\/li><li>Lastly,\nthe applicant is required to prepare and file all the necessary documents with\nthe MCA. Upon the satisfaction of the MCA, a registration certificated shall be\ngrant to the applicant. <\/li><\/ul>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Micro_Finance_Company_through_Section_8_Company\"><\/span>Micro Finance Company\nthrough Section 8 Company<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>Even though no RBI approval is required\nunder this type of company, it is yet difficult to start a finance company as a\n<strong><a href=\"https:\/\/swaritadvisors.com\/microfinance-company-registration\" class=\"text-primary\">micro\nfinance company<\/a><\/strong> in India since the MCA does not easily approve the\ncompany. <\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Producer_Companies\"><\/span>Producer\nCompanies<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>The Producer companies are the type of\ncompanies which are suited best for the producers or farmers. At least 10\npeople are required to start a finance company as a <strong><a href=\"https:\/\/swaritadvisors.com\/producer-company-registration\" class=\"text-primary\">producer\ncompany<\/a><\/strong>. This option is similar to Nidhi Company however the latter is\nmore flexible than the former company.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Local_Finance_License\"><\/span>Local Finance\nLicense<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>Some states offer local finance license in\norder to start a finance company in the state rather than the district. States\nsuch as Kerala and Maharashtra generally offer for the state finance license. <\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Conclusion\"><\/span>Conclusion<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Starting a finance company involves a thorough planning and research. The purpose of finance company is to provide loans to the commercial customers and individuals for various reasons. It fulfils the financial needs of the people. The easy steps to start a finance company have been discussed thoroughly in the above article and it is important to register the finance company so as to avail the benefits upon registration.  Whether it is starting off a new business venture or about taking loans, a financial help from a recognized institution is the best option to avail finances at the time of need of funds. The finance companies serve and extend their hand to help those who cannot access mainstream banking and financial services. Hence, finance company is the new road that many entrepreneurs are engaging into. The Indian economy has been witnessing a remarkable growth and evolution in the financial services industry with the establishment of several finance companies.<\/p>\n\n\n\n<p><strong>Also, Read:<\/strong> <mark style=\"background: #fffd03 !important;\"><a href=\"https:\/\/swaritadvisors.com\/blog\/start-a-micro-finance-institution\/\">How to Start a Micro Finance Institution in India?<\/a><\/mark><\/p>\n","protected":false},"excerpt":{"rendered":"<p>The Finance company provides loans or credits to the commercial customers and individuals for various reasons depending upon their needs. The commercial customers may include small businesses, retail stores or large firms. To start a finance company not only a thorough understanding of target customers needs and comprehensive product line is required but also along [&hellip;]<\/p>\n","protected":false},"author":3,"featured_media":3173,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":[],"categories":[59,8],"tags":[479],"acf":[],"_links":{"self":[{"href":"https:\/\/swaritadvisors.com\/blog\/wp-json\/wp\/v2\/posts\/3172"}],"collection":[{"href":"https:\/\/swaritadvisors.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/swaritadvisors.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/swaritadvisors.com\/blog\/wp-json\/wp\/v2\/users\/3"}],"replies":[{"embeddable":true,"href":"https:\/\/swaritadvisors.com\/blog\/wp-json\/wp\/v2\/comments?post=3172"}],"version-history":[{"count":5,"href":"https:\/\/swaritadvisors.com\/blog\/wp-json\/wp\/v2\/posts\/3172\/revisions"}],"predecessor-version":[{"id":3179,"href":"https:\/\/swaritadvisors.com\/blog\/wp-json\/wp\/v2\/posts\/3172\/revisions\/3179"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/swaritadvisors.com\/blog\/wp-json\/wp\/v2\/media\/3173"}],"wp:attachment":[{"href":"https:\/\/swaritadvisors.com\/blog\/wp-json\/wp\/v2\/media?parent=3172"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/swaritadvisors.com\/blog\/wp-json\/wp\/v2\/categories?post=3172"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/swaritadvisors.com\/blog\/wp-json\/wp\/v2\/tags?post=3172"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}